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For More Information, Contact:

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Revere Center 300
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412-397-6270 phone
412-397-4893 fax


FACULTY/STAFF > DEPARTMENTS & OFFICES > HUMAN RESOURCES > BENEFITS POLICIES > LIFE INSURANCE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
Life Insurance and Accidental Death & Dismemberment (AD&D)

Eligibility

Full-time and regular part-time employees are enrolled in the plan on their first day of employment.

Benefit Cost

Robert Morris University pays 100% of the cost of this coverage for staff employees. Faculty contribute 20% of the premium cost.

Waiving Coverage

If a new employee waives life insurance, he/she will not be eligible to enroll in the future except during an open enrollment period or upon direct application to the insurance carrier by submitting evidence of insurability. Evidence of Insurability forms are available from Employee Benefits.

Coverage Level

For full-time staff employees, the amount of basic life and AD&D insurance is equal to 1 times their annual base salary rounded to the next $1,000; not to exceed $400,000. The amount of life insurance will be reduced by 50% on the date you attain age 70 per the life insurance policy.

For regular part-time staff employees, the amount of basic life and AD&D insurance is equal to the hourly rate of pay times 1,000 hours rounded to the next $1,000. The amount of life insurance will be reduced by 50% on the date you attain age 70 per the life insurance policy.

Full-time faculty may elect coverage up to 2 times their annual base salary rounded to the next 1,000; not to exceed $400,000. The amount of life insurance will be reduced by 50% on the date you attain age 70 per the life insurance policy.

Retiree Summary

Refer to the Retiree Benefits Summary available on the Human Resources Web site under Benefits for information regarding benefits upon retirement.

Life Insurance Conversion Option upon termination of employment

Upon termination of employment, life insurance will be discontinued on the last day of active employment. A terminated employee can convert his/her group life insurance, without evidence of insurability, to a personal life insurance policy submitting the Prudential Life Insurance Conversion form to the life insurance company within 31 days of the termination of his/her group life insurance. The conversion form is provided to the employee upon termination.

Leave of Absence

Refer to the Leaves of Absence Policy for information on benefits continuance during Long-Term Disability or Workers' Compensation leaves.

Effective: 02/01/2000

Updated: 11/30/2009